i dont have a job, im 14 years old, and ive got a pretty good suit underway, and i had no troubles affording it.
honestly, "Pay as you go" dont just save up for ages and buy it all at once, buy cardstock first and do the pep, theres always a way to make money, even if it isnt alot. take your time pepping, when youre done, you should have enough money for your next bit of equipment. i just done chores around the house, and earned money as i went along, dont buy the stuff until you actually need it, AND TAKE YOUR TIME, it took me a whole week to pep my helmet, and it still wasnt perfect, but bondo fixed it.