You're not alone. I am scrounging for cash for an H3 version of the Xbox to compliment the Legendary I just bought.
*Sigh* mortgages and utilities and taxes. Some day, 405th youth, you will understand. All for the love of our hobbies.
You could always pick up a "pre-owned" 360 at the Game stores (EBG, GS, etc.). All depends on your situation.